John Gerard Lewis
54 posts
You may hold a stellar investment that has an effective credit rating that tops AAA-rated Treasuries: your home mortgage.
The thesis of the portfolio: achieve average historical equity returns during a period of stock market lethargy.
Proper personal investing begins with allocation of assets among stocks, fixed-income securities, real estate, commodities and cash.
Some readers questioned whether that portfolio was truly conservative, and none of the three components was spared.
If you have sufficient money to live off of your investments, the overriding rule is to not lose the funds that underlie the income.
Mortgage REITs are different. Their lofty dividends aren’t necessarily red flags, but are ordinary elements of their business model.
My three-year-old granddaughter feels weird when she goes to a little boy’s birthday party, as opposed to a little girl’s.