I believe that it is prudent to get ahead of the retiring baby boomers by constructing portfolios with low volatility and relatively high dividends.
Historically, excessive greed sets the stage for losses, and excessive fear sets the stage for outsized gains. And the fear is here.
Primary 2011 lesson: A conservative company does not equal a safe investment, particularly in uncertain times.
The genetic algorithms we have should find the best optimizations themselves, without having to perform exhaustive studies.